5% cashback on online spends across multiple apps and websites
1% cashback on other spends (not on fuel, rent, EMI, wallet, jewellery and government transactions)
3 months Swiggy One membership free when you activate the card within 30 days of issuance
Kiske liye: Jo log Swiggy, Instamart ya Dineout par regular kharch karte hain.
Eligibility basics
Salaried: age 21–60, monthly income ₹15,000+
Self-employed: age 21–65, annual ITR above ₹6 lakh
HDFC Bank says it is moving existing Swiggy cardholders to new Swiggy Ornge / Swiggy BLCK variants in phases. Cashback caps and exclusions apply as per bank T&C.
₹1,499 + taxes (waived on ₹3 lakh+ spend in a year before renewal)
Forex markup
Not listed
Key benefits
5% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands, plus an extra 5% on selected Tata Neu categories after registering for NeuPass
1.5% back as NeuCoins on eligible non-Tata brand spends and merchant EMI spends
Up to 1.5% back as NeuCoins on eligible UPI spends (capped at 500 NeuCoins a month)
2 complimentary domestic lounge vouchers per quarter (up to 8 a year) on ₹50,000+ spends in the quarter; 4 international lounge visits a year (1 per quarter)
1,499 NeuCoins welcome benefit on your first transaction within 30 days of card issuance
1% fuel surcharge waiver on ₹400–₹5,000 transactions (max ₹500 per statement cycle)
Kiske liye: Tata Neu app aur partner Tata brands par zyada kharch karte ho aur saal mein ₹3 lakh+ card spend hai.
Eligibility basics
Salaried: age 21–60, monthly income ₹1,00,000+
Self-employed: age 21–65, annual ITR above ₹12 lakh
1 NeuCoin = ₹1 savings on Tata Neu (bank page). NeuCoins are not earned on fuel, wallet, rent, government and online gaming spends; grocery NeuCoins capped at 2,000 a month. Claim NeuCoins in the Tata Neu app — unclaimed coins expire as per bank T&C.
₹499 + taxes (waived on ₹1 lakh+ spend in a year before renewal)
Forex markup
Not listed
Key benefits
2% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata brands, plus an extra 5% on selected Tata Neu categories after registering for NeuPass
1% back as NeuCoins on non-Tata brand spends and merchant EMI spends
Up to 1% back as NeuCoins on eligible UPI spends (capped at 500 NeuCoins a month)
1 complimentary domestic lounge voucher per quarter (up to 4 a year) on ₹50,000+ spends in the quarter
499 NeuCoins welcome benefit on your first transaction within 30 days of card issuance
1% fuel surcharge waiver on ₹400–₹5,000 transactions (max ₹250 per statement cycle)
Kiske liye: Tata brands se shopping karte ho aur kam fee wala card chahiye — ₹1 lakh saal ka spend ho to renewal fee waive.
Eligibility basics
Salaried: age 21–60, monthly income ₹25,000+
Self-employed: age 21–65, annual ITR above ₹6 lakh
1 NeuCoin = ₹1 savings on Tata Neu (bank page). NeuCoins are not earned on fuel, wallet, rent, government and online gaming spends; grocery NeuCoins capped at 1,000 a month.
Is list mein Federal Bank Scapia Credit Card — Federal Bank ke page par “Zero joining and annual fees” likha hai. YES BANK POP-CLUB ki joining fee Nil hai, par ₹399 + taxes annual fee lagti hai agar saal mein ₹1.5 lakh se kam spend ho.
Swiggy HDFC Bank card ki fee kitni hai?
Joining fee ₹500 + taxes aur renewal fee ₹500 + taxes. Renewal date se pehle saal mein ₹2 lakh ya zyada spend karne par renewal fee waive hoti hai (HDFC Bank fees page).
Tata Neu HDFC Bank card ki fee kitni hai?
Tata Neu Plus: ₹499 + taxes (saal mein ₹1 lakh+ spend par renewal fee waive). Tata Neu Infinity: ₹1,499 + taxes (₹3 lakh+ spend par renewal fee waive). Dono mein pehli transaction (card issue ke 30 din ke andar) par fee jitne NeuCoins welcome benefit milte hain (HDFC Bank card pages).
Travel ke liye kaunsa card dekhein?
Zero forex markup aur zero fee chahiye to Federal Bank Scapia. Etihad se udte ho aur lounge visits chahiye to BOBCARD Etihad Guest (₹2,500 + GST, ₹3 lakh+ annual spend par waiver, 1% forex markup).
Kya GrabDeals card approve karta hai?
Nahi. Approval, credit limit aur final terms sirf bank decide karta hai. Hum sirf bank ke official page ki jaankari dikhate hain; apply karne par hume commission mil sakta hai.
Apply karne ke liye kya chahiye?
Har bank ki eligibility upar card ke saath di gayi hai (age aur income). HDFC Bank income proof ke liye salary slip (salaried) ya ITR (self-employed) maangta hai. Final documents bank ki application par dikhte hain.
Disclosure: Card approval, limit and final terms are the bank’s decision, not ours. Fees and benefits above were read from each bank’s official page on 1 Nov 2026 and can change — confirm on the bank site before you apply. “Apply Now” links are affiliate links: if your application is approved, GrabDeals may earn a commission, at no extra cost to you. It does not change what we show or how we describe a card.